Current Rates

Premium Certificate Rates   

TERM IN MONTHS APR APY MIN DEP
12  2.24% 2.25% $1,000
6 1.99% 2.00% $1,000

The above rates are effective as of June 13, 2008.  Rates are subject to change without notice.  Please call the office for most current rates.

The current proposed dividend rates are as follows:

Share Savings Accounts Rate

1.00%APR/APY

Preferred Checking Account Rate

.50%APR/APY if balance does not fall below $1,000

Club Accounts Rate

1.10%APR/APY


Loan Rates

New Autos

Year 2008 & Newer

Rates As Low As
  Up to 36 Months 4.99%
  Up to 48 Months 5.09%
Up to 60 Months 5.24%
Up to 72 Months 6.24%
Used Autos 2005 & Newer Rates As Low As
  Up to 36 Months 5.50%
  Up to 48 Months 6.25%
Up to 60 Months 6.75%
Older Autos Rates As Low As
2000 - 2004 Up to 48 Months 7.00%
1993 - 1999 Up to 36 Months 10.25%
1992/Older Up to 24 Months 12.00%
Unsecured Loans Rates As Low As
VISA - Platinum*   6.90%
  VISA - Classic* 12.50%
Up to 12 Months 10.25%
Up to 36 Months 12.50%
Share/Premium Share Secured* earnings yield + 4%
One Pay Loans*
Unsecured Up to 12 Months
Share Secured Up to 36 Months or Maturity of Time Deposit
Collateral Up to 12 Months
Secured Loans 11.00%
Recreational - New 7.99%
Recreational-Used 8.99%
HELOC

Home Equity Line of Credit*, Call Office for Details

Rate Varies

Online Loan Application

 

 

All loans are simple interest.  Rate reduction of .25% with payroll deduction of loan payment.  Rate is determined upon applicants credit report.  *No change in the rate for these types of loans.  These rates are effective June 13th, 2008 and are subject to change.  Please call the office for current rates.

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Copyright © 2007 Kaskaskia Valley Credit Union Last modifiedJune 03, 2008
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