Current Rates
Premium Certificate Rates
| TERM IN MONTHS | APR | APY | MIN DEP |
| 12 | 2.24% | 2.25% | $1,000 |
| 6 | 1.99% | 2.00% | $1,000 |
The above rates are effective as of June 13, 2008. Rates are subject to change without notice. Please call the office for most current rates.
The current proposed dividend rates are as follows:
Share Savings Accounts Rate
1.00%APR/APY
Preferred Checking Account Rate
.50%APR/APY if balance does not fall below $1,000
Club Accounts Rate
1.10%APR/APY
Loan Rates
| New Autos |
Year 2008 & Newer |
Rates As Low As |
| Up to 36 Months | 4.99% | |
| Up to 48 Months | 5.09% | |
| Up to 60 Months | 5.24% | |
| Up to 72 Months | 6.24% | |
| Used Autos | 2005 & Newer | Rates As Low As |
| Up to 36 Months | 5.50% | |
| Up to 48 Months | 6.25% | |
| Up to 60 Months | 6.75% | |
| Older Autos | Rates As Low As | |
| 2000 - 2004 | Up to 48 Months | 7.00% |
| 1993 - 1999 | Up to 36 Months | 10.25% |
| 1992/Older | Up to 24 Months | 12.00% |
| Unsecured Loans | Rates As Low As | |
| VISA - Platinum* | 6.90% | |
| VISA - Classic* | 12.50% | |
| Up to 12 Months | 10.25% | |
| Up to 36 Months | 12.50% | |
| Share/Premium Share Secured* | earnings yield + 4% | |
| One Pay Loans* | ||
| Unsecured | Up to 12 Months | |
| Share Secured | Up to 36 Months | or Maturity of Time Deposit |
| Collateral | Up to 12 Months | |
| Secured Loans | 11.00% | |
| Recreational - New | 7.99% | |
| Recreational-Used | 8.99% | |
| HELOC |
Home Equity Line of Credit*, Call Office for Details |
Rate Varies |
All loans are simple interest. Rate reduction of .25% with payroll deduction of loan payment. Rate is determined upon applicants credit report. *No change in the rate for these types of loans. These rates are effective June 13th, 2008 and are subject to change. Please call the office for current rates.