Non-Member Check Cashing Policy

Due to Government Regulations it has become necessary to implement a Check Cashing Policy for Non-Members who want to cash a members check/share draft. The fees are as follows:  $3 for checks under $100; $5 for checks $101—$500; $10 for checks $501—$1000.  Checks presented for cash over $1000 will require a week wait period and will be charged $10.

Be Aware . . . New Scam

We want to make our members aware of a new scam making the rounds.  An individual receives a letter from the Readers Digest Association stating that they’ve won $4.6 million in the 72nd annual sweepstakes.  The “winner” must call an RD representative to have the prize redemption paperwork sent to them, which they need to fax back to the sender.  The paperwork does not ask for bank info, but requests other personal info, including a social security number, and a signature.  In a later step, the winner is asked to provide their bank routing number and account number, so that the funds can be deposited into the account.  This well set-up scam is yet another example of how true the old adage is…”If it sounds to good to be true. . .Beware.

Prepaid VISA Travel Money, Better Than A Travelers Check

We now offer VISA Travel Money cards for just $4 each. These cards are ideal for vacations or for someone that just wants to carry a card instead of cash. The Travel Money card is a prepaid debit card that allows you to make purchases at merchants, get cash at ATMs and reload funds (unlimited).  This card is accepted at thousands of locations worldwide.  It offers Purchase Security, Travel & Emergency Assistance, and Lost Luggage Reimbursement.  Cards can be funded from your share savings or share draft (checking) account at the credit union for the first initial load, or you may choose to make your first initial load via the website: www.cumoney.com. Cards can be loaded with a minimum of $100 and up to $5,000.  Funds loaded at the time of purchase at the credit union will be available to the member in 24 hours or less.  A three business day hold will be placed on funds loaded via www.cumoney.com. Members may call the VRU (Virtual Response Unit) for Balance Inquiry, Transaction History, Report Card Lost or Stolen, and to change the PIN. 10 automated calls to the VRU are free per month, on the 11^th call the card will be charged $0.50 cents.  For unlimited use free of charge use the website www.cumoney.com for Balance Inquiry, Transaction History, Statement, Change PIN, and Reload Funds.